Tina: Gosh! Not even the end of the month and I’m broke!
Rahi: What? You need to budget your spending seriously.
Tina: I know…but I’m terrible at it.
Rahi: It’s easy, just set up a plan so that the system works by itself. For example, start by creating a budget.
Tina: Arre yaar, how much budget it good? Any amount always seems less!
Rahi: That’s true, but thoda discipline to banta hai na! Saving is important. But be realistic and don’t stress out so much.
Tina: Hmmm, easier said than done.
Rahi: Mind you, saving isn’t everything – actually, it’s more important about getting value for money! I mean, we quickly go for the lowest price, but it’s actually smarter to check why the item is that price – it is probably of lower quality. You know what they say, ‘You get what you pay for.’
Tina: You’re right, ‘Sale’ equals saving money. Sometimes the higher cost is of the good quality material and manufacturing. We need to be smart about it and shopping shouldn’t be a time-pass activity!
Rahi: Ha, ha, absolutely not! I’m extremely mindful about it – I buy many things, but only after a quick study by browsing the net and going to local shops. So, at the end of the day, no regrets.
Tina: Isn’t that time-consuming?
Rahi: Maybe at first, but not anymore. I would say, scrolling on shopping sites for hours on end is more wasteful.
Tina: Wow, you’ve really mastered this – give me some training too!
Rahi: Oh sure, but I’ll tell you a secret, I got a lot of help from a course I did online. It is a course called ‘Budget Buying’ on the Life CEO Programme website at www.lifeceo.in